Category : Blog

The Beauty in Liner Notes: How I met Marc PoKempner

The Beauty in Liner Notes: How I met Marc PoKempner

          I had a recent discussion with a friend about liner notes, those sometimes rambling essays (for lack of a better word) contained within the little booklet in a CD (compact disk – a rarity these days) or within the sleeve of a vinyl record. We jointly lamented the demise of […]

Thinking of Thanking and Thanksgiving

Thinking of Thanking and Thanksgiving

          Thanksgiving. Close your eyes. Think about the first thing that comes to mind when you hear the word “Thanksgiving.” No judgments here. You don’t even have to say your answer out loud. And, regardless of your answer, you shouldn’t have a second thought that judges the first thought. I did […]

The Customer is Always Right

The Customer is Always Right

          On October 3, 2015, the TILA RESPA Integrated Disclosure or TRID (everyone refers to this as TRID, which rhymes with “kid”) goes into effect.  It changes the way mortgage loans are disclosed (so long Good Faith Estimate) and how mortgage loans close (good-bye HUD-1 Settlement Statement).  TRID is the latest […]

Ice Age 50K - 2015 Race Report

Ice Age 50K – 2015 Race Report

I am new to the sport of ultrarunning. I ran a 50K (31 miles) last fall on Chicago’s Lakefront, but aside from the distance, the race lacked the challenge of a trail ultramarathon. As simple as that sounds, I had to discover it myself. I love running on trails though I fear rolling or spraining […]

Getting a Mortgage Before Starting a New Job

Getting a Mortgage Before Starting a New Job

        I have been a mortgage loan originator for over 15 years.  Throughout that time, I have regularly worked with first time home buyers.  Buyers come to the home buying process for the first time from a variety of circumstances.  Some have saved for years to have a sufficient down payment, while […]