Tag : real estate

The Customer is Always Right

The Customer is Always Right

          On October 3, 2015, the TILA RESPA Integrated Disclosure or TRID (everyone refers to this as TRID, which rhymes with “kid”) goes into effect.  It changes the way mortgage loans are disclosed (so long Good Faith Estimate) and how mortgage loans close (good-bye HUD-1 Settlement Statement).  TRID is the latest […]

Getting a Mortgage Before Starting a New Job

Getting a Mortgage Before Starting a New Job

        I have been a mortgage loan originator for over 15 years.  Throughout that time, I have regularly worked with first time home buyers.  Buyers come to the home buying process for the first time from a variety of circumstances.  Some have saved for years to have a sufficient down payment, while […]

One More Time in Chicagoist

One More Time in Chicagoist

          I got out of bed at my usual 5:50 AM this morning. The first thing I saw when I rolled open the blinds (I think it’s really a cord, but it feels like rolling) was fog. Thick, creamy, visibility draining fog. Since I knew I wouldn’t need to drive anywhere […]

Spring Break

Spring Break

        If you did it right, you are scrolling through this with sunscreen-coated fingers while sitting poolside, with one eye reading and the other trained on the cannonball contest your kids are putting on with that family from Minnesota you just met. I’ll gladly take that level of attention. Your absence makes my […]

Follow-up

Follow-up

I offer you my sincere wishes for a happy, healthy, and prosperous New Year. In just two weeks, 2014 has taught us about polar vortexes, “Chiberia”, reminded us of Chicago “dibs” rules, and the annual winter joy of reminding our dogs that their business needs to be transacted outdoors. For many of you reading this, […]